Things That Matter

Mother And Daughter Create Stock Market Workbook For Young Latino Kids

Financial literacy is an important part of creating a stable adult life. There are several ways to get there and one of the most abstract is stocks. Playing the stock market has become increasingly popular among Americans wanting to invest and make passing income. Thankfully, a Latina mother/daughter duo has a workbook to start teaching Latino kids early.

Linda Garcia and her daughter Elizabeth Ruiz created a stock market workbook for the little ones.

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My daughter had an idea to turn my beginners stock market course into a children’s workbook 💚 This idea was born from an intention to normalize the stock market in our communities and begin our journey towards building generational wealth. This book is a potent little tool that will empower and introduce your children to investing! I am so proud of you @la.loma_ for what I believe to be a genius idea! I want to also acknowledge my students in the very first course I taught who asked for children’s resources. Elizabeth was in this class and sought out a solution to a need in our community that has not been met until today! Follow @growwithcolor 🌈 You can order your copy now on my daughter’s small business store or on Amazon. Link in bio!

A post shared by Linda García (@luzwarrior) on

The mother/daughter team came together to create an easy-to-understand workbook to breakdown the stock market to children. The workbook is a perfect release in the time of Covid. It is giving young Latinos a chance to start thinking about finances and how to protect themselves from economic woes in the future.

Ruiz and Garcia want the workbook to start a trend of generational wealth.

In an interview with WFAA, Garcia admits that she had to learn how to better handle her money as an adult. She explained that she spent her money with little foresight and it was a coworker of hers that convinced her to take her paycheck more seriously.

“I feel like it was divine, almost as if he was an angel,” Garcia told WFAA. “He would come to my desk every single day, and he would show me his portfolio, he would show me his gains, and he would ask me, ‘Have you started investing?’ I was terrified.”

Ruiz and Garcia understand that this kind of early exposure to finances can help shape habits.

“Learning about the stock market is truly like learning a new language,” Ruiz told Brit+Co.

A lot of people in our community have watched parents struggle with finances and, in turn, we know very little. Ruiz and Garcia want to make sure that this workbook creates more than just enough change for one generation. Instead, the mother/daughter duo want to create a last change that is passed down from generation to generation.

It is time to end the scarcity mentality we hold around money to create lasting change.

“As long as we are American Citizens or Dreamers with an ITIN, we can open a brokerage account to begin buying and selling shares,” Garcia told Brit+Co. “And when it comes to building generational wealth, it’s far from handing over what you built in your lifetime. The real purpose is to find a way for the wealth to continue to grow and thrive for generations to come.”

READ: We Asked People About Retirement Savings And The Answers Will Shock You

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