#mitúORIGINALS

No Cents “Paleteros”

“Paleteros”

Jay and Oscar are in Austin, Texas and that means one thing: a new town where they can hustle for cash. In the Texas heat, Oscar wishes they had something, anything, to cool them down. Jay reveals he knows his grandma’s recipe for killer paletas and they realize they’re not the only ones who would love paletas. They make a batch of homemade frozen pops, throw ’em into a cart and start selling. Business is booming and the cash is flowing until Oscar finds out Jay didn’t mention some of the not-so-cool ingredients in grandma’s secret recipe.

WATCH: No Cents Episode 6 “Star Tours”

Notice any needed corrections? Please email us at corrections@wearemitu.com

Women Are Sharing Their ‘I’m The One Paying For This, Not My Husband’ Moments And They’re Pretty Cringy

Fierce

Women Are Sharing Their ‘I’m The One Paying For This, Not My Husband’ Moments And They’re Pretty Cringy

Les Lee / Getty

It’s 2021 y’all which means we’re a far cry away from 1974 when it only just became law that credit card companies had to issue cards to women without their husband’s signature. Still, here we are living in a world in which a Reddit post about related issues of today is going viral.

Recently a user by the name of teacherspet5859438e asked women of Reddit to share the times someone wrongly assumed they weren’t picking up the check.

The comments and stories in response to the post came in the thousands.

Check it out below!

“I hope this doesn’t get buried because it’s my absolute favorite thing. My husband and I were buying a new mattress. It was a joint decision on the feel of it, but my decision for the price-point/warranty/etc because I was paying for it. In other words, all the stuff we actually needed the salesperson for. Salesperson was a fine guy, old-fashioned, not overtly rude, but he was definitely talking to my husband more than to me (the one with the money to pay). I noticed but, eh, I’m used to it, I was going to get my info and pay the man. Whatever. My husband, bless him, wandered away all floaty, like he’d never seen a furniture store before (weird, but ok). Then he came back and said, “Hey, can I have some money? I’m going to go check out the (insert dumb little decorative thing in the other part of the store).” I was weirded out because I have never seen him care about a lamp enough to go examine it on his own and also we don’t… we don’t do that? But yeah, I said, sure, and handed him some cash. The salesman IMMEDIATELY stopped paying attention to my husband. Suddenly, in his mind, I was wearing all the pants. He started asking me what I did for a living, etc and I was able to negotiate for a slightly lower price. I love my husband so much. He knew exactly what he was doing.” –HansGruberHangover

“Wasn’t my husband, not even my boyfriend, but a guy friend I happened to have round when a joiner came to fix something in MY home. I welcomed the joiner in, started talking to him about the issue, then he saw my friend and did a 180° to talk to him. He literally turned his back on me while I was mid-sentence. In MY home.”- autumnrenarde

“This is such a common thing. At this point it is humorous because I am the one who is home more and likes to tinker with things, so when something breaks I am the one who can explain the history of things and what fixes I have attempted. My husband doesn’t know the first thing about dishwashers or dryers or chimney sweeping, for example.

Sometimes I refer to myself as Andy in emails to avoid being patronized. It is a reasonable nickname for my name, yet one I never normally use. But people automatically assume they are talking to a guy and I get a different attitude. Sad but true.” –Liepuzieds

“My scenario doesn’t quite fit the bill but I’m a female business owner with a male business partner. I’ve had a few customers born in the dark ages and reps that ask to “speak to my boss” but the worst was a guy who snapped his fingers and told me to “put the kettle on girly”. Needless to say he didn’t get his cuppa and he certainly didn’t get the discount he asked for.” –Blondeinsideandout

“So a while back my wife and I were hitting up local dealerships trying to find a replacement car for her 2006 Nissan subcompact. The first thing I would tell each salesman was that we were shopping around for a daily for her to drive. Honda dealership was stereotypical car salesman “We can’t even let her take a test drive unless she shows intent to buy” Ford dealership ignored her completely and tried to sell me a mustang. Toyota was like, “oh you must want to look at our (insert soccer mom vehicle here)”

But when we got to Mazda I told the sales guy the same thing that we were looking for her next car, and he immediately nodded, turned to her and asked “what do you look for in a car?” And then he just listened to her. He didn’t ask me anything for the rest of the time we were there, focused entirely on her and answering her questions. Never rushed her or pushed her towards a different model. So yeah we’ll probably be getting her a soul red Mazda3 cuz of that guy.” –Raeshkae

“When I was a baby for some reason I wouldn’t “latch on” when my mother breast fed me, so I wasn’t eating well. The doctor completely ignored my mom and only talked to my dad because she was “too hysterical”… He was on the verge of finding out what that looked like…”- TheHitListz

“We wanted a fence around our house. I have always worked from home, and my husband has always worked in a field where he cannot take time to meet with contractors, etc. he and I agree on terms up front and then I make decisions from there. It doesn’t matter in life, but for this story it does: I make more than my husband. We had already agreed on this company based on various factors. A man came over to give an estimate during a work day, which ended up being less than we expected to pay. I was ready to sign the papers and he said “I’d rather talk to your husband about the numbers and get his signature since he will be the one paying for it” I asked him to leave my property and never come back.” –Diligent-Reaction-23

“I also recently went to buy a car during a work day. My husbands car broke down and he was in the middle of a tow. It was a nightmare, and he needed a car ASAP. We had been saving for a replacement, but weren’t expecting to need it for another year. This, we had the cash to buy the car he wanted full out. I went to the dealership with the specs, etc to just get the deal done quick. He asked me if I could come back later in the day with my husband so they could talk “man to man” about the deal. I let him know he just lost a cash deal. I drove 30 minutes to a sister- dealership and made the purchase there. I told the new salesman about my experience at the previous dealership and he said he knew the guy and he was going to rub it in his face at the next regional meeting.” –Diligent-Reaction-23

“I took my colleague out to lunch. He wasn’t a subordinate he was at the same level, however I was given a company card and he wasn’t, due to the nature of our jobs. When the bill came around, the waitress gave it to him because she assumed he would be paying. He graciously grabbed the bill and gave it to me and said “she’s the boss”. Smart move: made me feel validated, and he got a free lunch.” –leafypaq

“I’ve been on the flip side of this. For years, I worked at bicycle shops and regularly sold some pretty expensive bikes. One day, a couple came in. The wife was interested in a bike, and it quickly became apparent that the husband was an overpowering, dominating type. “She wants to do this, she doesn’t want to do that, she likes this, she doesn’t like that” etc. When it became clear she wasn’t being allowed to do much speaking at all, I would let the husband as the question, and I’d reply by physically turning and giving the answer to the wife, making eye contact with her only and pointedly ignoring the husband. It was pretty blatant. She loved it. She lit up, engaged with me, and genuinely seemed to enjoy the process of learning more about riding and getting into a new sport/hobby.” –Cessnateur

“Yeah this side is rough, especially in the tattoo industry. The amount of couples that come in and the husband won’t let the wife talk about the tattoo SHE wants on her body.

Fortunately it’s an Industry where getting told to fuck off is not uncommon, so saying “mate! If you keep talking over the top of your partner, this is going to be a fucking shit tattoo, so how about you wait outside while we finish the consult” is rarely frowned upon. it never goes down well, but fuck those dudes.” –Dormantgoose

“Went to a wedding, had someone there I knew from school and I met his wife. Anytime I’d ask her something he would answer. But I’d ask her cause it was the first time meeting her and I knew her husband. He was controlling and wouldn’t let her talk. I finally got creative and started asking her super girly stuff so that he couldn’t answer. Asked her if she did her own nails and how she did it. I only made eye contact with her and her husband finally shut up.” –treehouseladder

“This. I’m a woman. Where I work I frequently have meetings with couples. It’s SO sad to see how many men demean or try to make their wives look stupid in front of me. I will always defend the wife’s point, or talk directly to her and stop engaging with the man when that happens. It’s actually sad that this happens in the first place and almost always makes me worry about their general well-being in life.” –Xmrtq99

“It’s not so much a particular story but when I was shopping for a car several years ago the salesmen at every dealership kept talking to my husband instead of me even though I was the one who contacted the dealerships and made sure to introduce myself first. My husband got sick of it and started telling them ‘Don’t talk to me, it’s not my car. Talk to her.’ I wound up buying from a saleswoman who treated us equally until she pretty quickly figured out my husband was not involved whatsoever in the decision.” –Dakizo

“Husband and I took my daughter to urgent care for stitches. Husband is holding the kid, and I check her in at the front desk iPad. Front desk man looks to my husband and asks for the insurance card…. we’re on my insurance so I hand him the card. Next he tells my husband the copay, looking at him, behind me, when I’m the one standing at the damn desk. I pull out my card with my name on it, and pay. Asshole.” –Fire-Kissed

“25 years ago my husband and I are looking for our first house. He had just graduated and still had student debt. I had been practicing law and had 20k saved for the downpayment. Real estate agent only spoke to husband, even if I asked the questions. In one house we went to look at the basement and the guy says “you don’t want to go there. It has spiders.” I told my husband I wouldn’t ever buy a house from him. Later the guy ran for office and I told everyone the story including a woman that called me randomly to promote his candidacy. Turns out she was his mother. It’s a small thing but indicative of his attitude toward ‘the fairer sex.’” –defenselaywer

“I am the money person in our relationship and this happens to me all the time. Every car we’ve bought, place we’ve rented, investment we’ve made, you name it. My husband is now very confident in telling the people that if they keep trying to talk to him about it the only decision he will be able to make is telling them to get lost.” –RealCouchwife

Notice any needed corrections? Please email us at corrections@wearemitu.com

Investing Latina’s CEO Is Here To Tell You The Best Ways To Save You Money

Fierce

Investing Latina’s CEO Is Here To Tell You The Best Ways To Save You Money

investinglatina / Instagram

Saving money and investing it properly is tough. It is hard to know where to take your money to make the most of it. Fortunately, FIERCE is here with another chat with a money queen to make sure that you get the most of your money.

Jully-Alma Taveras is here to help you reach your money-saving goals.

Saving money is tough. How much should you set aside? Where do you keep it to make sure it is safe? When should you start? Taveras started Investing Latina two years ago to help people figure out the best way to start their savings journey. There are a lot of things to save for from retirement to big purchases to emergencies. Here is some of what Taveras had to say when our very own Sam sat down with her.

Sam: “Let’s talk about savings. What would you recommend people do to start saving today?”

Jully-Alma Taveras: “Savings is kind of the beginning of it all, right? It’s kind of where we start laying down the bricks and foundation to our financial house. When I say laying down bricks, that’s really what I mean. I mean that they are small and heavy but they build up. That’s exactly how you have to think about how you start saving. It really starts small. Nobody starts with $10,000 in their savings account. Nobody. Everybody starts putting in $25 per week. Fifty dollars per month. Whatever it is that you can do. You have to be able to just kind of put it aside.

“I always recommend using a savings account first. Your core savings account at a bank that you can easily access if you needed to access your savings and then having a bulb of savings to a high-yield saving account so that you can also use the technology that exists right now with high-yield savings accounts. You can have little envelopes so you are saving for designated things. You can save for specific goals.

“I think that when it comes to savings, you really do have to set a big goal for yourself, and then you kind of start working backward. Then you’re like, ‘Okay. My goal is to save $10,000 in 2021. That’s what I want to get to. I want to be able to have my 1,000 immediate little emergency need savings account with just $1,000 and then I want to have the rest into a high-yield savings account where I can really start building my money confidence. That’s what happens when we start saving money.”

S: “One of the things I know that we started chatting about was high-yield savings accounts. Can you go into some more details about what exactly that is for everyone?”

JAT: “When we talk about a high-yield savings account, it really is a way for you to put savings into a bank or institution, or nowadays it’s really just an app sometimes. You put it in a place,  secure place that’s FDIC-insured place, where you can get a higher interest rate than what typical savings accounts offer. When you open up a checking account, you’re automatically, or usually going to get the option of opening a savings account with our bank. The retail banks that we typically use, the ones that we can walk into, that we can have ATM cards you can easily access and have teller access are usually positioning themselves where they offer retail services.

“What happens with that is that they don’t give you a lot for holding onto your money. They’ll offer something like a free checking account or a free savings account. They won’t charge you for it depending on what category you’re in, especially teens or if you are in school. You can definitely get a free checking account. But, they won’t give a higher interest rate than likely .02 percent. What a high-yield savings account offers is a higher interest rate. These are usually with banks that you don’t normally see as you walk down Main Street in your neighborhood. We aren’t talking about the Chases the TD Banks the Citi Banks, right? These banks that we know and are familiar with because we see them on Main Street. We see them in our neighborhoods. They’re not typically going to have a high-yield savings account. They want you to just use their services, their savings accounts, and their checking accounts. That’s it and they’re just going to be happy holding on to your money while you transact and do what you have to do with your money.

“With high-yield savings accounts, those are typically going to be with banks that don’t have retail stores. Some examples are Marcus by Goldman Sachs. SoFi, which is one of my favorites because of the tech that they’ve implemented in their app and their website. Ally Bank. These are banks that we typically won’t see actual physical banks of but they do exist online.

“What they do, mechanically, just so you kind of understand what happens when you put money into a high-yield savings account, is truly, they’re actually, putting all of our money together and they’re kind of investing our money behind the scenes. That’s what happens. You have the security of your digitized dollars and you will never lose it because it’s not an investment account.

“That’s basically what’s happening. Just so you know. You can feel safe that your money is there. It’s FDIC insured or it is completely insured up to the $250,000. That’s typically what we get insurance on. Then you also make a little extra so you make a couple of dollars every month.”

Taveras has so much more to say about saving and investing. Watch the full video below!

READ: In The First Episode Of FIERCE’s ‘Money Moves,’ We Explore The All-Important Budget

Notice any needed corrections? Please email us at corrections@wearemitu.com